Effective Date: February 2026
Entity: adviser.gbwapp.in
Contact: admin@adviser.gbwapp.in
1. Itemized List of Data We Collect
We collect the following personal data to provide our wealth management services:
- Identity Information: Full name, date of birth, and government-issued IDs (PAN, Aadhaar) as required for KYC.
- Contact Details: Email address, phone number, and residential address.
- Financial Profiles: Income details, investment history, risk tolerance, and bank account details.
- Technical Log Data: IP address, browser type, and timestamps of your visits.
2. Specific Purpose of Processing
Your data is processed only for the following lawful purposes:
- Service Delivery: Conducting financial planning and managing your investment portfolio.
- Compliance: Meeting statutory requirements for Anti-Money Laundering (AML) and Know Your Customer (KYC) norms.
- Communication: Sending account statements, performance reports, and regulatory updates.
- Security: Maintaining access logs (retained for 1 year) to detect and prevent unauthorized access.
3. Data Retention and Erasure
- Retention: We keep your data only as long as necessary to fulfill the purposes mentioned above or as required by financial regulators (typically 7–10 years for transaction records).
- Mandatory Erasure: If you do not engage with our platform for a period of 3 years, we will initiate data erasure. You will receive a notification 48 hours before your data is deleted.
4. Your Rights as a Data Principal
Under the DPDP Act and Rules, you have the following rights:
- Right to Withdraw Consent: You may withdraw your consent at any time through your account settings or by emailing us.
- Right to Correction & Erasure: You can request that we update inaccurate data or delete your personal information.
- Right to Grievance Redressal: If you have a complaint, we will respond within the statutory timeframe (typically 72 hours for breach notifications and 30–90 days for general grievances).
- Right to Nominate: You may nominate an individual to exercise these rights on your behalf in the event of death or incapacity.
5. Security Measures
We protect your data using:
- Encryption & Masking: All sensitive financial data is encrypted at rest and in transit.
- Access Control: Strict internal logging and monitoring to prevent unauthorized data access.
6. Contact & Grievance Officer
For any queries or to exercise your rights, please contact our designated officer: Email: admin@adviser.gbwapp.in
